Sending and receiving money over the internet to friends, family and also sellers have never been as problem for me since I started using PayPal. PayPal is an online payment processor through which users are able to send and receive with an email address.
PayPal has revolutionized the way transactions were carried out, just with a click of a button, you can transfer money from one corner of the world. US account holders can also order a PayPal debit card and withdraw cash from an ATM. For non US users, the withdrawal option are bank transfer and check. I would recommend the use of PayPal to everyone.